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       Fixed Deposit FAQ</a></li>
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        Fixed Monthly Deposit FAQ</a></li>
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          <div>
	         <h1 style="color:Orange;">Frequently Asked Questions</h1>
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              <p></p>
              
               <a title="" tabindex="-1" name="change-address-personal-details" href="#change-address-personal-details">Can I close my account or withdraw my fixed deposit before its maturity date?</a></h3>
                
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                   <p>Yes, you can. However, you may receive no or lesser interest than that originally contracted and there will be penalty.</p>

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               <p></p>
                
                <a title="" tabindex="-1" name="lost-cheque-book" href="#lost-cheque-book">How is the interest calculated if I withdraw my fixed deposit before it matures?</a></h3>
                    
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                    <p>We adopt the industry's guideline of paying interest based on the completed quarters of a calendar year. That is, interest is not 
                    paid if the completed period of deposit is shorter than 3 months. However, do note that if the completed period of deposit is 3 months 
                    or more, you may still earn less or no interest. More importantly, we will return the full principal amount. Please check with our branch 
                    staff for more details and consider carefully before performing a premature withdrawal.</p>

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                  <p></p>
                  
                   <a title="" tabindex="-1" name="status-of-issued-cheque" href="#status-of-issued-cheque">How much do i need to pay for penalty?</a></h3>
                    
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                     <p>It depends on the interest rate and the tenors you have deposit.</p>

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                     <p></p>
                      
                      <a title="" tabindex="-1" name="terminate-giro" href="#terminate-giro">What happens at the maturity date?</a></h3>

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                          <p>It automatically renew for the same term, but at the interest rate in effect on the maturity date, 
                          unless you instruct to transfer into your savings account. 
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                                   <p></p>
                                    
                                    <a tabindex="-1" name="returned-bounced-cheque" href="#returned-bounced-cheque">How do i apply for S$ Fixed Deposit Account?</a></h3>

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                                              <p>First of all, you have to open a savings account with our bank and then login to online banking in order to apply.</p>
                                              
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                                      <p></p>
                                      
                                       <a tabindex="-1" name="request-for-banking-statement" href="#request-for-banking-statement">Can I top up my S$ Fixed Deposit Account upon maturity?</a></h3>
                                         
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                                             <p>No, you would have to place a new S$ Fixed Deposit Account.

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                                            <p></p>
                                                  
                                              <a tabindex="-1" name="make-a-new-sgd-fixed-deposit-placement" href="#make-a-new-sgd-fixed-deposit-placement">How can I withdraw my fixed deposit?</a></h3>
 
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                                                    <p>You have to login to online banking and terminate your fixed deposit and our staff will be closing the account for you shortly.</p>
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                                                    <p></p><p></p><p></p>
                                                    
                                                    <a title="" tabindex="-1" name="apply-for-remittance" href="#apply-for-remittance">Can I withdraw a certain amount of my fixed deposit only, that is, partial withdrawal?</a></h3>

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                                                    <p>No partial withdrawal is allowed. You would have to withdraw the entire fixed deposit amount (per advice).
                                                     Should you wish to place a part of the amount into S$ Fixed Deposit Account, you would need to do a fresh placement.</p>
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